Synchrony has partnered with Fiserv to integrate its product, Synchrony SetPay , directly into the Clover point-of-sale (POS) system . This collaboration allows small businesses to offer flexible payment options without needing separate hardware. Merchant Integration Steps
: In addition to BNPL, the app supports Synchrony's private-label credit cards and longer-term installment loans for up to 84 months.
: Customers pay in four equal, interest-free installments , with the first payment due at the time of checkout.
: Configure the specific financing products you wish to offer, such as the "SetPay pay in 4" option. How the BNPL Process Works
: Search for and download the Pay with Synchrony app.
: No need to switch between systems to offer credit, which reduces checkout time and simplifies reporting.
: BNPL options are linked to a >10% increase in average basket size and higher purchase likelihood.