These accounts allow unlimited withdrawals, making them ideal for emergency funds. : 4.75% (includes a 12-month bonus).
: 4.51% (currently listed as a top "normal" easy-access option). savings best buy tables
Fixed bonds are best if you can lock your money away to guarantee a return, as rates are expected to slide further in 2026. Best Savings Accounts in the UK (April 2026) These accounts allow unlimited withdrawals
: 4.17% ; notable as a top "big name" provider for easy access. Top Fixed-Rate Bonds (Up to 4.70%) savings best buy tables
: 4.5% for 12 months (includes a boosted rate for new customers).
: 6% variable (max £500/month); top option "open to all" without needing a specific current account. Best Easy-Access Accounts (Up to 4.75%)