The program is a specialized retail financing plan from Ford Credit that offers lower monthly payments for the first three years of ownership followed by a pre-determined increase for the remainder of the term. Unlike a lease, you own the vehicle from day one, build equity with every payment, and face no mileage restrictions. Key Features of Ford Flex Buy
: There are no "balloon" payments or residual buyouts at the end; once all payments are made, you own the vehicle outright. ford flex buy financing
: Monthly payments are discounted by 15% or 18% for the first 36 months. Loan Terms : Choose between 66-month or 75-month contracts. The program is a specialized retail financing plan
Below are examples based on a at promotional rates available as of late April 2026. Financing Plan First 36 Months Remaining Payments Standard Retail Flex Buy (15%) $579.72 Flex Buy (18%) $559.26 Standard Retail Flex Buy (15%) $515.07 Flex Buy (18%) $496.89 Qualifications & Requirements What Is Ford Flex Buy Financing : Monthly payments are discounted by 15% or
: Your interest rate is locked in for the entire life of the loan.
: Unlike leasing, you can drive as much as you want without penalty. Estimated Payment Comparison
The program is a specialized retail financing plan from Ford Credit that offers lower monthly payments for the first three years of ownership followed by a pre-determined increase for the remainder of the term. Unlike a lease, you own the vehicle from day one, build equity with every payment, and face no mileage restrictions. Key Features of Ford Flex Buy
: There are no "balloon" payments or residual buyouts at the end; once all payments are made, you own the vehicle outright.
: Monthly payments are discounted by 15% or 18% for the first 36 months. Loan Terms : Choose between 66-month or 75-month contracts.
Below are examples based on a at promotional rates available as of late April 2026. Financing Plan First 36 Months Remaining Payments Standard Retail Flex Buy (15%) $579.72 Flex Buy (18%) $559.26 Standard Retail Flex Buy (15%) $515.07 Flex Buy (18%) $496.89 Qualifications & Requirements What Is Ford Flex Buy Financing
: Your interest rate is locked in for the entire life of the loan.
: Unlike leasing, you can drive as much as you want without penalty. Estimated Payment Comparison