Typically available for home theater purchases of $999 and up or unlocked phones of $649 and up .

For customers who may not qualify for a credit card or prefer not to use one, Best Buy partners with . How Does Best Buy Financing Work?

Often offered for major appliance and grill purchases of $599 and up .

Most of these are deferred interest plans . If you do not pay the entire balance in full by the end of the promotional period, interest is charged retroactively from the original purchase date at the regular APR (currently approximately 30.74%). 2. Lease-to-Own with Progressive Leasing