For those big-ticket items like a Samsung French Door Refrigerator or an Apple MacBook Pro, you might want to break up the cost. Chase Pay Over Time (formerly My Chase Plan) lets you do exactly that with —just a fixed monthly fee.
: After making a purchase of $100 or more at Best Buy with your Chase card, log into the Chase Mobile® app or Chase.com. Look for the "Pay Over Time" link next to your transaction to choose a plan duration (usually 3 to 24 months).
: Your card is technically charged for the full amount, and Chase then issues a statement credit for the dollar value of the points used within a few business days. 2. Chase Pay Over Time: Buy Now, Pay Later
: You must activate the offer in your Chase app before you shop. These are "stackable," meaning you still earn your standard 1%–5% back (depending on your card) on top of the special offer. 4. Use the Chase Freedom "Quarterly Categories" Pay Yourself Back | United | Chase.com
Here is how you can still use Chase features to score big at Best Buy in 2026. 1. Pay with Points at BestBuy.com
Did you know you can use your points directly at checkout? Through the Best Buy Pay with Points program , you can link your eligible Chase card to your Best Buy account.